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Explore plans
You and your family
Massachusetts Health Connector plans
It's time for a health plan with benefits like common sense
Find the right plan for you based on costs and network.
Network guide: HMO vs. PPO
To help you make the right choice for you and your family, here's a quick guide to the differences between our HMO and PPO Plus plans.
HMO
In-network coverage only
Premiums may be lower with HMO plans
Your PCP coordinates your care
You need referrals for specialty care and certain services
PPO Plus
In- and out-of-network coverage
Premiums may be higher with PPO plans
PCP is recommended but not required
No referrals necessary for specialty care
Explore 2022 plans
Complete plans
Complete plans provide full access to our world-class HMO or PPO Plus networks. To view PPO Plus cost sharing for out-of-network providers (PCPs and specialists), check plan details.
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Shop Connector plans
*Only available to small groups
Select HMO and Select ConnectorCare plans can be found
here
.
Search for covered drugs in our Formulary
See the 6-Tier drug list
here
.
Looking for past plans?
2020 plans
2021 plans
Information about 2022 rate increases
Read information about 2022 rate increases
here
.
Member Handbooks
Complete HMO and Complete PPO Plus member handbooks
Complete HMO member handbook
Complete PPO Plus member handbook
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