It’s time for a health plan with fresh options and innovative services

2020 plans for groups of 6-50

Find the right plan for you based on costs and network.

See plans for businesses with 1-9 employees

Plan primer: HMO vs. PPO

HMO

In-network coverage only
Premiums may be lower with HMO plans
Your PCP coordinates your care
You need referrals for specialty care and certain services

PPO Plus

In- and out-of-network coverage
Premiums may be higher with PPO plans
PCP is recommended but not required
No referrals necessary for specialty care

Explore plans

Complete plans
Complete plans provide full access to our world-class HMO or PPO Plus networks. To view PPO Plus cost sharing for out-of-network providers (PCPs and specialists), check plan details.

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(D) = Deductible must be met first, then copayment or coinsurance may apply.
IN (D) = In-Network Deductible must be met first, then copayment or coinsurance may apply.
Choice Easy Tier plans
Choice Easy Tier plans provide access to the full HMO and PPO Plus networks. Hospitals are divided into a lower cost tier and higher cost tier. To view PPO Plus cost sharing for out-of-network providers (PCPs and specialists), check plan details.

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Care Complement Benefits

Care Complement benefits remove barriers to care by eliminating cost sharing for treatments that help members manage chronic conditions and find alternatives to opioid painkillers.